Life insurance companies often rely on self-reporting for a variety of risk factors including smoking status.
"JANUS helps life insurers engage today’s generation of mobile-enabled customers in the online quote, application and purchase process. In seconds, JANUS returns highly accurate Gender, Age and BMI estimates from the analysis of a simple selfie, which can be used by carriers with engagement, approval or product development initiatives. From the vendor, the platform uses "LSI’s patented, science-based Sensory Analytics technology".
"Additional LSI Sensory Analytics tools are being developed to detect chronic disease, alcohol use and evidence of smoking."
Pilot; results not yet available