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Use CaseSalesFinancial Services / Banking

Evaluate customer credit risk by capturing consumer behaviour during online application process

Evaluate customer credit risk using application and other relevant data to improve accuracy and reduce unconscious bias in real-time underwriting decisions. Signals may vary - for example signs of hesitation whilst form filling may indicate a higher propensity for fraud.

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Risk reduction
Risk reduction - Evaluate counter-party risk (eg credit scores)
Description

Evaluate customer credit risk by capturing consumer behaviour during online application process

Benefits & ROI

0.9

Key considerations
Upside2
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Source: mckinsey.com Β· Editor: original-sdg
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