Insurance technology companies use AI to enable tiny engineering teams to achieve the data processing capacity needed to scale Gross Written Premiums dramatically — without proportional headcount growth.
Carbon Underwriting (Lloyd's syndicate) built its Graphene platform on BigQuery/Google Cloud. Gemini automates claim categorisation (months→days). 3 engineers scaled GWP from £15M to £300M in 5 years.
BigQuery; Google Cloud; Gemini; claims categorisation; underwriting data; lean team architecture.